Dividend Tax Loophole Exposes Vulnerability in Retirement Savings The quiet erosion of retirement savings has been underway for decades, and it's not just about obvious culprits like fees or investment choices.
Sometimes, the problem lies in fine print – specifically, invisible lines between tax jurisdictions.
A recent analysis highlights a significant issue with Vanguard Total International Stock ETF (VXUS) investments held within IRAs: the foreign tax credit on dividends is permanently forfeited.